Call for Action has been sharing consumer frustrations over the loan modification programs, and now a consumer group says there needs to be more accountability with foreclosure mediation programs.

INSIDE | Find local resources you can use.

We've done the homework for you and here is a list of people you can trust to help you through your personal mortgage crisis.

When considering a modified or new loan, take this worksheet with you to make sure all your questions are answered.

Consumers have a lot of questions when it comes to refinancing their home loans. The Federal Reserve offers these tips for making this big decision.

You're motivated to take action and know where to call to get help. Here's what you need to bring to your meeting with your HUD-approved housing counselor.